Using a Cash Waqf to Finance Community Development

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What we plan to achieve

This shura is intended to illustrate how the ShuraForAll tool might be used to bring people together to figure out how to use a cash waqf to address key issues in their local community. It is not based on a real community.

The problem

Our community continues to suffer from the unusally high number of youth who don't go to school. They are joining gangs and causing trouble.

We also have way too many adults who are unemployed. Many of our families don't have access to the means to make life better for ourselves.

The cause

Although we have not gotten the government support we need, in many cases we fail to work together to make better use of what we have. We lack confidence in our ability to work toward changing our condition.

The solution approach

Fortunately, there are people inside and outside of our community who have the resources and skills to help us collectively improve our situation. We have to build trust among ourselves through working on teams that tackle specific issues. And we have to hold each other accountable to follow through on doing what we say we will do.

We have learned that setting up a cash waqf can help us solve many of the financial problems we are facing, and we want to try to set one up. Our intent is to use this shura to develop and implement a plan for using a cash waqf.

All stakeholders (founders, donors, beneficiaries, business owners, volunteer workers, advisors, etc.) are encouraged to actively participate in the shura as we carry out our work.


From the first centries of Islam, the institution of waqf has widely played a vital role in the betterment of society. A waqf is generally considered to function like an endowment, which is an income or form of property given to someone or organization for a well-defined purpose.

Unlike the endowments that we might already know about, the income or property put in a waqf fund belongs to Allah. This means it is our responsibility to ensure that our waqf fund is designed, implemented and managed in a sustainable way.

We want to establish a cash waqf because of its natural flexibility and its ease of operation. Anyone can contribute any amount of money to a cash waqf fund.

Although we certainly would like to receive contributions from those who can give larger amounts of money, it is much more important to earn the trust of a growing number of donors without regard to the size of the individual gift.

Please review the attached article on the basic operation of the waqf system to get a historical perspective of its use.

Our objectives

The following list represents work habits and personal characteristics we hope to develop during our journey on this shura:

  • Develop the practice of patiently persevering while working through difficult problems.
  • Develop the practice of giving full measure and weight with equity in dealings with others.
  • Develop the practice of looking for better ways to get things done.

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